Financial Planning Explained

Financial Planning for Small Business Owners Part II with Joe Trave

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP is joined again by Joe Trave. Joe is the owner and CEO at Village Handcrafted Cabinetry. This is part two of a two-part series on financial planning for small business owners.

In this episode, Joe and Mike talk about investment planning for your business, return on investment, automation in small business, as well as retirement and legacy planning. This is a great episode for business owners of any size business.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Financial Planning for Small Business Owners Part I with Joe Trave

This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Joe Trave. Joe is the owner and CEO at Village Handcrafted Cabinetry. This is part one of a two-part series on financial planning for small business owners.

In this episode, Joe and Mike discuss how Joe began his business in his parents back yard, to having 35 employees today. They also discuss the struggles of business ownership and maintaining the business during the Covid-19 pandemic. Finally, they discuss navigating through the current tariffs and how that affects getting good from suppliers. This is a great episode for business owners of any size business.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Retirement Plan Ideas for Business Owners Part II with Adam Hunt, CFP

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and Nick DeVito, CFP welcome back Adam Hunt, CFP. Adam is the founder & president of EZTPA. His firm brings the best practices of institutional retirement consulting to small and mid-sized organizations. This is part two of a two-part series on retirement plan ideas for business owners.

In this episode, Adam, Mike and Nick talk about the fundamental basics of 401(k) plans, other types of retirement plans, and interesting tricks to "supercharge" your 401(k) that may be beneficial to business owners. This is a great episode for any small business owner that currently has a 401(k) plan, or is seeking to implement on for their business.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Retirement Plan Ideas for Business Owners Part I with Adam Hunt, CFP

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP and Nick DeVito, CFP welcome Adam Hunt, CFP. Adam is the founder & president of EZTPA. His firm brings the best practices of institutional retirement consulting to small and mid-sized organizations. This is part one of a two-part series on retirement plan ideas for business owners.

In this episode, Adam, Mike and Nick discuss the importance of a third party administrator as we see the growth of 401(k) being offered in businesses across the United States. The guys then discuss the SECURE 2.0 Act and the changes that it made to retirement plans. This is a great episode for any small business owner that currently has a 401(k) plan, or is seeking to implement on for their business.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Bonds: What You Need to Know with Nick DeVito, CFP

This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. This episode discusses the not so popular topic of bonds.

In this episode, Mike and Nick go into detail about what a bond is, some of the misconceptions about bonds, and the inverse relationship between interest rates and the value of bonds. This is a great episode for anyone who knows about bonds, but never looked further into the complexity of how they work.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Senior Living Care Part II with Rachael Packer

On this week's episode of Financial Planning: Explained, host Michael Menninger, CFP welcomes back Rachael Packer. Rachael is a senior living specialist at Senior Living Specialists Philly. This is part two of a two-part series on senior living care.

In this episode, Rachael and Mike discuss the tell-tale signs that someone should consider extra care. They also discuss the benefits of bringing in a third party to check all the boxes while transitioning someone to a community. This is a great episode for anyone with a loved one who may benefit from the support of an assisted living community.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com Meet Mike Menninger, CFP the host of

Senior Living Care Part I with Rachael Packer

This week on Financial Planning: Explained, host Michael Menninger, CFP is joined by Rachael Packer. Rachael is a senior living specialist at Senior Living Specialists Philly. This is part one of a two-part series on senior living care.

In this episode, Rachael and Mike talk about senior living. They also talk about independent vs assisted living. They discuss dementia and signs leading up to it. Rachael and Mike also talk about the logistics of living in a memory care community. This is a great episode for anyone with a loved one who may benefit from the support of an assisted living community.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Cash Management Case Study with Nick DeVito, CFP

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join by with Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. Of the six areas of financial planning, this episode covers cash management.

In this episode, Mike and Nick discuss a case study of a recent prospect. The guys discuss switching to a Roth 401(k), maximizing 401(k) match, HELOCs, and paying down debt. This is a great episode for anyone who is unsure about the best channels to not only manage cash flow, but pay down your debt.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

Animal Assisted Therapy & Business Franchising with Annalisa Smithson

This week on "Financial Planning: Explained”, host Michael Menninger, CFP sits down with Annalisa Smithson. Annalisa is the founder and director of Unleashed Counseling. Unleashed Counseling is a mental health practice offering various services including talk therapy. Their therapists create a joyful, authentic experience for people overcoming depression, anxiety, and addiction – people who need something more than traditional talk therapy.

In this episode, Annalisa and Mike discuss the structure and benefits of animal-assisted therapy. They also talk about who might benefit from this innovative form of therapy along with insurance coverage for it. Lastly, they discuss business franchising and the benefits/hurdles involved. This is a great episode that could greatly benefit someone you know.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

First Quarter Recap & Tariffs with Brad Sorensen, CFA

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes Brad Sorensen, CFA. Brad is a portfolio manager and outsourced Chief Investment Officer at Cornerstone Portfolio Research. This is a timely episode, as it discusses the first quarter performance in the markets, but also the recent effect of President Trump's tariffs.

In this episode, Brad and Mike discuss how the markets performed over the first quarter of 2025. Then, they get into the current discussion of the recent tariffs that President Trump has implemented. This is a great episode for those concerned about the current state of the market and where we go from here.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com